Author: Gary Jackson
Will Health Insurance Pay for Drug Detox & Rehab Services?
Maintenance medications like Suboxone, buprenorphine, and Antabuse are made for people with these sorts of issues, but they can be expensive. Thankfully, most experts suggest that insurance plans typically do cover these drugs. Many people get private insurance benefits through their employer or spouse’s employer. Other popular forms of health insurance include publicly funded programs. You will also find a lot of coverage variance in insurance policies, so while they may cover treatment, the extent of that coverage depends on your insurance provider and policy.
Your former employer will inform you of your eligibility to maintain your insurance through COBRA and you will have at least 60 days to decide if you want to continue your coverage. Once you have decided to do so, you will sign up for COBRA, and you will be responsible for paying the entirety of your premium (what was previously covered by you and your employer). Medicare is for anyone 65 or older or with a severe disability no matter what their income level is. The content on RehabNet.com is intended purely for informational and educational purposes. The information available on RehabNet.com shouldn’t be utilized as a means to diagnose or treat health issues or diseases. If you think you might be facing a health challenge, please consult with a healthcare professional.
What About Costs and Insurance?
We are here to provide assistance in locating an Ark Behavioral Health treatment center that may meet your treatment needs. If you or a loved one is facing a substance use disorder, you can find treatment today. Call or visit AddictionResource.net to learn about the recovery process and how to get started. Some states and special cases do not require any copayment or coinsurance, but some states require a premium.
In addition, the company provides some form of insurance in every state of the US. Regardless of whether or not you have insurance for rehab, addiction treatment is an important and vital step toward saving yourself from the downward spiral of alcohol and drug abuse. You may be wondering, ‘can I get drug addiction rehab without insurance? ’ If you do not have insurance, you have a couple options to ease the burden of paying for treatment.
Insurance Coverage for Rehab: Does Insurance Cover Rehab?
Before deciding on a rehab center, check your BCBS policy benefits to determine which costs will be covered by your insurance plan and which will be out-of-pocket for you. Addiction Resource is an educational platform for sharing and disseminating information about addiction and substance abuse recovery centers. Addiction Resource is not a healthcare provider, nor does it claim to offer sound medical advice to anyone. Addiction Resource does not favor or support any specific recovery center, nor do we claim to ensure the quality, validity, or effectiveness of any particular treatment center. No one should assume the information provided on Addiction Resource as authoritative and should always defer to the advice and care provided by a medical doctor.
Many states offer free rehab or have state-funded rehab options, state insurance policies, and other ways to help those who need it. Outpatient programs and continuing care plans are a large part of treating substance abuse and addictions. These programs help many people recovering from substance abuse stay sober for the long term. Typically, mental health services are covered by insurance; however, it’s important to verify coverage specifics. The Mental Health Parity and Addiction Equity Act of 2008 stipulates that insurance companies cannot discriminate against or deny coverage to individuals with substance use disorders. In addition, the Affordable Care Act of 2010 classified mental health and addiction services as essential health benefits.